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Disclaimer, I'm not affiliated with American Express in any way. Their financing program has its pros and cons. It may or may not fit your needs. The purpose of this article is to help our audience understand the pricing science and math behind their program. I'm not endorsing or recommending against the program. How It Works Over the last 6 months, I have received several letters from the American...

Selling your home is a monumental undertaking that requires a lot of attention to detail. From creating the listing to helping potential buyers see your home in the best light to handling the details of the transaction, your agent will be intimately involved in the process. This means it’s important to find not just any agent but the right agent. Your agent should not only have your best interests at...

With affordability deteriorating alongside rising prices and essentially flat sales for several years, fewer Californians have been able to make the jump back into owning their own homes. The number of homeowners in the state rebounded from 7.12 million households in 2014 to 7.56 million in 2016. However, the renter population has increased by more than the uptick in homeownership. The California...

California has an out-migration problem. Recently released figures from the State’s Department of Finance (DOF) shows that the number of Californians leaving the state each year is on the rise. After falling significantly during the Great Recession, out-migration from California is on a four-year uptrend. The DOF reports that nearly 118,000 people moved to other states in 2016, and more than half a...

January is a great time to take a fresh look at your finances, especially if you’re saving for a home or other major purchase. Key to starting the process is making a budget. If you already have a budget, take the opportunity to re-evaluate your goals and the progress you’ve made and make any necessary adjustments. What’s your budgeting style? The term budget can mean many things. There are...