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Myth: San Francisco condos yield higher return than East Bay’s

Myth: San Francisco condos yield higher return than East Bay’s

Yes, it’s true. The Bay Area’s housing market is extremely competitive. While all of the news outlets are talking about how unaffordable it is with an emphasis on the severity of the current homeless crisis, it’s common for homebuyers to perceive San Francisco city as a market where properties appreciate the fastest. Is this really true? Let’s […]

Is American Express Merchant Financing a Good Deal?

Is American Express Merchant Financing a Good Deal?

Disclaimer, I’m not affiliated with American Express in any way. Their financing program has its pros and cons. It may or may not fit your needs. The purpose of this article is to help our audience understand the pricing science and math behind their program. I’m not endorsing or recommending against the program. How It […]

Curious About FHA Loans?

Curious About FHA Loans?

  CALifornia Dreaming… Long time renters, are you currently renting and tired of paying for someone else’s mortgage? Let’s face it, renting is not going to build equity and if you haven’t saved a lot for the down payment, you may think that it is impossible to purchase a home. If you have always dreamed […]

How much does it cost to get your grant deed?

After you purchased your property, chances are, you will receive some official-looking mails selling you the services of obtaining grant deed for your property. They normally charge anywhere between $50 to $100. DON’T EVER FALL FOR THESE TRICKS/SCAMS! The recorder’s office takes 1 to 2 months to record your deed and the original recorded deed […]

Myth – HOA Fee is Money-Down-The-Drain

Myth – HOA Fee is Money-Down-The-Drain

There is a myth about HOA fees among new home buyers, who regard HOA fees as a deal-killer to buy a condo or a townhouse. I’d like to take this time to demystify. First of all, HOA fee is not unique to condos and townhouses. Almost all new single family development have HOA and the […]